I am totally focused
on my client's
needs, and I work to
realize their dreams
as if they were my
own.

Jenny Post, Post Realty
and Associates
Jenny Post
Post Realty & Associates
573-774-2183
Info for Buyers / Sellers
CONTACT ME NOW
VA Loan Guaranty Service Homepage
http://www.homeloans.va.gov/

Mission: To help veterans and active duty personnel purchase and retain homes in recognition of their service to
the Nation.
Some highlights of the VA home loan program are:
*No downpayment is required in most cases.
*Loan maximum may be up to 100 percent of the VA-established reasonable value of the property. Loans
generally may not exceed $240,000.
*Flexibility of negotiating interest rates with the lender.
*No monthly mortgage insurance premium to pay.
*Limitation on buyer's closing costs.
*An appraisal which informs the buyer of property value


FHA/HUD Home Loan Information
http://www.hud.gov/buying/index.cfm

FHA Home Loans make Buying a Home or a Refinance Mortgage Fast and Easy.
FHA loans allows first time home buyers and current home owners to buy a home with less than 3% down
payment or FHA mortgage refinance up to 97% of the homes value.
Some highlights of the FHA loan program are:
*Minimal Down Payment and Closing Costs.
*Downpayment less than 3% of Sales Price
*100% Financing options available
*Gift for downpayment and closing costs allowed.
*FHA regulated closing costs.
*Seller can credit up to 6% of sales price towards buyers costs.
FHA Mortgage Limit for Single Family home in Pulaski County as of 01/01/2003: $154,896

Local Lenders


Citizen's Mortgage Company
496 Old Route 66
St. Robert, MO 65584
Phone: 573-336-2666
Toll Free: 1-800-440-2666


Wells Fargo Home Mortgage, Inc.
945 Missouri Avenue, Suite A
St. Robert, MO 65584
Phone: 573-336-1277 Toll Free: 1-800-774-5250
Contact Wells Fargo By Email


Karen Snyder
Branch Manager
Allied Home Mortgage Capital Corporation
920 Missouri Avenue
St. Robert, MO 65584
Phone: 573-336-0204
Cell: 573-512-0039
Contact Allied By Email

Homeownership Alliance of Nonprofit Downpayment Providers
http://www.downpaymentalliance.org/members.htm


Mortgage Calculator
http://www.bankrate.com/nsc/mortgage-calculator.asp


Mortgage Glossary
http://www.bankrate.com/nsc/definitions.asp?channelid=18
FOR BUYERS & SELLERS
Buying or selling a home is one of the biggest decisions you can make. Let The Post Connection team
help with all of your real estate needs!
573.586.7711
jenny@thepostconnection.
com